{"id":13517,"date":"2020-03-31T16:36:00","date_gmt":"2020-03-31T16:36:00","guid":{"rendered":"https:\/\/hypothequerapide.com\/casser-son-hypotheque-avant-terme\/"},"modified":"2024-08-30T19:47:50","modified_gmt":"2024-08-30T19:47:50","slug":"casser-son-hypotheque-avant-terme","status":"publish","type":"post","link":"https:\/\/hypothequerapide.com\/en\/our-blog\/2020\/03\/31\/break-the-mortgage-before-term-profitable-despite-the-penalty","title":{"rendered":"Break the mortgage before term profitable despite the penalty?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13517\" class=\"elementor elementor-13517 elementor-13512\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37c5e5c e-flex e-con-boxed e-con e-parent\" data-id=\"37c5e5c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd8e6bb elementor-widget elementor-widget-text-editor\" data-id=\"fd8e6bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mortgage interest rates have declined significantly in recent years. In September 2009, it was possible to find in some institutions interest rate of 4% on a closed mortgage term of 5 years &#8230; Never seen, but what about today?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72bb38b elementor-widget elementor-widget-text-editor\" data-id=\"72bb38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In the current context, more and more homeowners are considering breaking their mortgage, even before term, to take advantage of interest rates decline. Their goal: to save on their monthly payments or pay off their home more quickly.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5beb90e elementor-widget elementor-widget-text-editor\" data-id=\"5beb90e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>But beware, breaking the mortgage contract involves penalty fees&#8230;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41828b7 elementor-widget elementor-widget-text-editor\" data-id=\"41828b7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your mortgage broker can help you negotiate a mortgage that fits your needs at a favorable interest rate. Your broker will find the best rate for you and will help you calculate, what savings you might enjoy. He will also tell you if the exercise is profitable or not for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-313bbf0 elementor-widget elementor-widget-text-editor\" data-id=\"313bbf0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Do not wait&#8230;<a href=\"https:\/\/web.archive.org\/web\/20240120075140\/https:\/\/hypothequerapide.com\/en\/contact-us.html\">contact us<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mortgage interest rates have declined significantly in recent years. In September 2009, it was possible to find in some institutions interest rate of 4% on a closed mortgage term of 5 years &#8230; Never seen, but what about today? In the current context, more and more homeowners are considering breaking their mortgage, even before term, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[105],"tags":[108,242],"class_list":["post-13517","post","type-post","status-publish","format-standard","hentry","category-blog-en","tag-hypotheque-en","tag-penalite-en","no-post-thumbnail"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Break the mortgage before term profitable despite the penalty? - Multi-Pr\u00eats MR Mathieu Lebrun&#039;s Team<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hypothequerapide.com\/en\/our-blog\/2020\/03\/31\/break-the-mortgage-before-term-profitable-despite-the-penalty\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Break the mortgage before term profitable despite the penalty? - Multi-Pr\u00eats MR Mathieu Lebrun&#039;s Team\" \/>\n<meta property=\"og:description\" content=\"Mortgage interest rates have declined significantly in recent years. 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