{"id":13683,"date":"2019-09-21T02:18:00","date_gmt":"2019-09-21T02:18:00","guid":{"rendered":"https:\/\/hypothequerapide.com\/avant-de-commencer-a-chercher-un-pret-hypothecaire\/"},"modified":"2024-05-26T04:24:59","modified_gmt":"2024-05-26T04:24:59","slug":"before-you-start-shopping-around-for-a-mortgage","status":"publish","type":"post","link":"https:\/\/hypothequerapide.com\/en\/our-blog\/2019\/09\/21\/before-you-start-shopping-around-for-a-mortgage","title":{"rendered":"Before you start shopping around for a mortgage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13683\" class=\"elementor elementor-13683 elementor-13678\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a4a08a e-flex e-con-boxed e-con e-parent\" data-id=\"3a4a08a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a3a534 elementor-widget elementor-widget-text-editor\" data-id=\"3a3a534\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tBefore you start shopping around for a mortgage, you should order a copy of your credit report to make sure it does not contain any errors. A credit report is a snapshot of your financial history at a specific point in time.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e524167 elementor-widget elementor-widget-text-editor\" data-id=\"e524167\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA potential lender will look at a copy of your report before approving you for a mortgage loan, so it is important that your report be accurate. You can order a copy of your credit report for free by mail or by telephone through the two major credit reporting agencies in Canada:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e87c50b elementor-widget elementor-widget-text-editor\" data-id=\"e87c50b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"text-decoration: underline; color: #60bb46;\"><strong><a style=\"color: #60bb46;\" href=\"https:\/\/www.consumer.equifax.ca\/personnel\/\" target=\"_blank\" rel=\"noopener\">Equifax<\/a><\/strong><\/span><\/li><li><strong><span style=\"text-decoration: underline;\"><span style=\"color: #60bb46; text-decoration: underline;\"><a style=\"color: #60bb46; text-decoration: underline;\" href=\"https:\/\/www.transunion.ca\/sites\/ca\/home_fr\" target=\"_blank\" rel=\"noopener\">TransUnion<\/a><\/span><\/span><\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7574f8 elementor-widget elementor-widget-text-editor\" data-id=\"e7574f8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA lender will also want to check your credit score, which is a number that represents your financial health at a specific point in time and shows your likeliness to pay off future debts. The score is based on the information in your credit report.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa25af9 elementor-widget elementor-widget-text-editor\" data-id=\"aa25af9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you do not have a good credit score, the mortgage lender could refuse to approve your mortgage, or may decide to approve it for a lower amount, and\/or a higher interest rate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f580db9 elementor-widget elementor-widget-text-editor\" data-id=\"f580db9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/hypothequerapide.com\/nous-joindre.html\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #60bb46;\"><strong><span style=\"text-decoration: underline;\">Contact us<\/span><\/strong><\/span><\/a> to get more information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b02384b elementor-widget elementor-widget-text-editor\" data-id=\"b02384b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #808080;\"><em>Source CMHC<\/em><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Before you start shopping around for a mortgage, you should order a copy of your credit report to make sure it does not contain any errors. A credit report is a snapshot of your financial history at a specific point in time.A potential lender will look at a copy of your report before approving you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[105],"tags":[134],"class_list":["post-13683","post","type-post","status-publish","format-standard","hentry","category-blog-en","tag-mortgage","no-post-thumbnail"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Before you start shopping around for a mortgage - Multi-Pr\u00eats MR Mathieu Lebrun&#039;s Team<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hypothequerapide.com\/en\/our-blog\/2019\/09\/21\/before-you-start-shopping-around-for-a-mortgage\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Before you start shopping around for a mortgage - Multi-Pr\u00eats MR Mathieu Lebrun&#039;s Team\" \/>\n<meta property=\"og:description\" content=\"Before you start shopping around for a mortgage, you should order a copy of your credit report to make sure it does not contain any errors. 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