{"id":13995,"date":"2025-09-17T08:40:30","date_gmt":"2025-09-17T08:40:30","guid":{"rendered":"https:\/\/hypothequerapide.com\/?p=13995"},"modified":"2025-09-18T00:09:20","modified_gmt":"2025-09-18T00:09:20","slug":"comment-ne-pas-payer-la-taxe-de-bienvenue","status":"publish","type":"post","link":"https:\/\/hypothequerapide.com\/fr\/notre-blogue\/2022\/11\/28\/comment-ne-pas-payer-la-taxe-de-bienvenue","title":{"rendered":"\u00c9viter ou all\u00e9ger la taxe de bienvenue au Qu\u00e9bec en 2025 : ce qu\u2019il faut savoir"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13995\" class=\"elementor elementor-13995\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0814bf2 e-flex e-con-boxed e-con e-parent\" data-id=\"0814bf2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f64ef27 elementor-widget elementor-widget-text-editor\" data-id=\"f64ef27\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lorsqu\u2019un bien immobilier change de mains au Qu\u00e9bec, le <strong>droit de mutation immobili\u00e8re<\/strong> \u2014 connu aussi sous le nom de <strong>taxe de bienvenue<\/strong> \u2014 s\u2019ajoute \u00e0 la facture. Ce <strong>co\u00fbt obligatoire<\/strong> peut repr\u00e9senter plusieurs milliers de dollars selon la valeur du bien et la municipalit\u00e9 concern\u00e9e. En 2025, alors que plusieurs villes ont revu leurs seuils et que des programmes d\u2019aide apparaissent, il est essentiel de comprendre <strong>qui doit payer, comment la taxe est calcul\u00e9e, <\/strong>et<strong> dans quelles situations il est possible d\u2019\u00eatre exon\u00e9r\u00e9<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-401cb4a elementor-widget elementor-widget-heading\" data-id=\"401cb4a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qu\u2019est-ce que la taxe de bienvenue ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9f704d elementor-widget elementor-widget-text-editor\" data-id=\"c9f704d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le droit de mutation est un <strong>pr\u00e9l\u00e8vement municipal exig\u00e9 lors de l\u2019enregistrement d\u2019un transfert immobilier<\/strong>. Qu\u2019il s\u2019agisse d\u2019un immeuble r\u00e9sidentiel, d\u2019un terrain ou d\u2019un local commercial, cette taxe s\u2019applique dans presque toutes les municipalit\u00e9s du Qu\u00e9bec.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91a1a7b elementor-widget elementor-widget-text-editor\" data-id=\"91a1a7b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Elle doit \u00eatre pay\u00e9e par l\u2019acheteur dans les 30 jours suivant la r\u00e9ception de la facture municipale. Les municipalit\u00e9s peuvent aussi pr\u00e9voir des modalit\u00e9s pour un paiement en plusieurs versements de ce droit de mutation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5f4d66 elementor-widget elementor-widget-heading\" data-id=\"f5f4d66\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment la taxe est-elle calcul\u00e9e en 2025 ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aacc48a elementor-widget elementor-widget-text-editor\" data-id=\"aacc48a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le calcul s\u2019effectue sur la plus \u00e9lev\u00e9e des deux valeurs suivantes :<\/p><ul><li aria-level=\"1\">le <strong>montant inscrit \u00e0 l\u2019acte de vente<\/strong>,<\/li><li aria-level=\"1\">la <strong>valeur uniformis\u00e9e de l\u2019\u00e9valuation municipale<\/strong>.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74a9cbc elementor-widget elementor-widget-heading\" data-id=\"74a9cbc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Les tranches en vigueur en 2025, hors grandes villes\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e39fa53 elementor-widget elementor-widget-text-editor\" data-id=\"e39fa53\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Selon le <a href=\"https:\/\/www.quebec.ca\/gouvernement\/gestion-municipale\/finances-fiscalite-municipales\/fiscalite\/droits-mutations-immobilieres\">d\u00e9cret minist\u00e9riel 2025<\/a>, les taux suivants sont appliqu\u00e9s :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d370369 elementor-widget elementor-widget-text-editor\" data-id=\"d370369\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<table style=\"border-collapse: collapse; border: 1px solid #000;\"><thead><tr><th style=\"border: 1px solid #000000; padding: 8px;\">Tranche de valeur<\/th><th style=\"border: 1px solid #000; padding: 8px; text-align: left;\">Taux<\/th><\/tr><\/thead><tbody><tr><td style=\"border: 1px solid #000000; padding: 8px; text-align: left;\">Jusqu\u2019\u00e0 61 500 $<\/td><td style=\"border: 1px solid #000000; padding: 8px; text-align: left;\">0,5 %<\/td><\/tr><tr><td style=\"border: 1px solid #000000; padding: 8px; text-align: left;\">De 61 500 $ \u00e0 307 800 $<\/td><td style=\"border: 1px solid #000000; padding: 8px; text-align: left;\">1 %<\/td><\/tr><tr><td style=\"border: 1px solid #000000; padding: 8px; text-align: left;\">De 307 800 $ \u00e0 500 000 $<\/td><td style=\"border: 1px solid #000000; padding: 8px; text-align: left;\">1,5 %<\/td><\/tr><tr><td style=\"border: 1px solid #000000; padding: 8px; text-align: left;\">Au-del\u00e0 de 500 000 $ (dans certaines villes)<\/td><td style=\"border: 1px solid #000000; padding: 8px; text-align: left;\">3 %<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bfb45e elementor-widget elementor-widget-text-editor\" data-id=\"8bfb45e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Chaque municipalit\u00e9 peut appliquer une tranche sup\u00e9rieure facultative, selon son r\u00e8glement local.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7144b16 elementor-widget elementor-widget-heading\" data-id=\"7144b16\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Particularit\u00e9s \u00e0 Montr\u00e9al, Qu\u00e9bec et Laval en 2025\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-091f7e4 elementor-widget elementor-widget-text-editor\" data-id=\"091f7e4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les taux par tranche de valeur peuvent \u00eatre diff\u00e9rents selon la municipalit\u00e9 : <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c494cc elementor-widget elementor-widget-text-editor\" data-id=\"5c494cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00c0 <a href=\"https:\/\/montreal.ca\/articles\/comment-sont-calcules-les-droits-sur-les-mutations-immobilieres-9279\">Montr\u00e9al<\/a> :<\/p><ul><li aria-level=\"1\">Taux progressif pouvant aller <strong>jusqu\u2019\u00e0 4 %<\/strong> pour les propri\u00e9t\u00e9s de plus de <strong>3,113 M$<\/strong>.<\/li><li aria-level=\"1\">Tranches adapt\u00e9es chaque ann\u00e9e selon l\u2019indice des prix.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9e987c elementor-widget elementor-widget-text-editor\" data-id=\"d9e987c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.ville.quebec.qc.ca\/citoyens\/taxes_evaluation\/droits_mutation_immobiliere.aspx\">Ville de Qu\u00e9bec<\/a> :<\/p><ul><li aria-level=\"1\">Taux jusqu\u2019\u00e0 <strong>3 %<\/strong> sur les biens de tr\u00e8s haute valeur.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8214073 elementor-widget elementor-widget-text-editor\" data-id=\"8214073\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ville de <a href=\"https:\/\/www.laval.ca\/taxes-evaluation-fonciere\/droits-mutation-immobiliere\/\">Laval<\/a> :<\/p><p>Taux jusqu\u2019\u00e0 <strong>3 %<\/strong> sur les biens de tr\u00e8s haute valeur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71612a7 elementor-widget elementor-widget-image\" data-id=\"71612a7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/hypothequerapide.com\/wp-content\/uploads\/2022\/11\/unnamed-72-1024x682.jpg\" class=\"attachment-large size-large wp-image-17837\" alt=\"\" srcset=\"https:\/\/hypothequerapide.com\/wp-content\/uploads\/2022\/11\/unnamed-72-1024x682.jpg 1024w, https:\/\/hypothequerapide.com\/wp-content\/uploads\/2022\/11\/unnamed-72-300x200.jpg 300w, https:\/\/hypothequerapide.com\/wp-content\/uploads\/2022\/11\/unnamed-72-768x512.jpg 768w, https:\/\/hypothequerapide.com\/wp-content\/uploads\/2022\/11\/unnamed-72-1536x1023.jpg 1536w, https:\/\/hypothequerapide.com\/wp-content\/uploads\/2022\/11\/unnamed-72.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4fd413 elementor-widget elementor-widget-heading\" data-id=\"c4fd413\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qui peut \u00eatre exon\u00e9r\u00e9 de la taxe de bienvenue ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a738bb2 elementor-widget elementor-widget-text-editor\" data-id=\"a738bb2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Certaines situations pr\u00e9vues par la <strong>Loi sur les droits sur les mutations immobili\u00e8res<\/strong> permettent une <strong>exemption totale<\/strong>. Ces exemptions ne sont pas automatiques et elles doivent \u00eatre demand\u00e9es avec les documents appropri\u00e9s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a8f519 elementor-widget elementor-widget-heading\" data-id=\"9a8f519\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Les exemptions principales en 2025 :<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-824fe82 elementor-widget elementor-widget-text-editor\" data-id=\"824fe82\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Transferts entre parents et enfants<\/strong>, ou grands-parents et petits-enfants.<\/li><li aria-level=\"1\"><strong>Transferts entre conjoints mari\u00e9s ou unis civilement.<\/strong><\/li><li aria-level=\"1\"><strong>Transferts entre conjoints de fait<\/strong>, \u00e0 condition d\u2019avoir cohabit\u00e9 au moins 12 mois cons\u00e9cutifs.<\/li><li aria-level=\"1\"><strong>Partage familial \u00e0 la suite d\u2019un divorce ou d\u2019une s\u00e9paration l\u00e9gale.<\/strong><\/li><li aria-level=\"1\"><strong>Succession :<\/strong> lorsqu\u2019un bien est transmis \u00e0 un h\u00e9ritier direct (conjoint, enfant).<\/li><li aria-level=\"1\"><strong>Transfert \u00e0 une fiducie familiale admissible<\/strong>, dans certains cas tr\u00e8s encadr\u00e9s (sur avis juridique).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e7db88 elementor-widget elementor-widget-heading\" data-id=\"2e7db88\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Les situations qui ne donnent pas droit \u00e0 une exon\u00e9ration :<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29a64fc elementor-widget elementor-widget-text-editor\" data-id=\"29a64fc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Transfert entre fr\u00e8res et s\u0153urs.<\/li><li>Don \u00e0 un cousin ou \u00e0 un ami.<\/li><li>Achat par une soci\u00e9t\u00e9, sauf exception tr\u00e8s pr\u00e9cise.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68ead6a elementor-widget elementor-widget-heading\" data-id=\"68ead6a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quelques situations fr\u00e9quentes \u00e0 bien comprendre<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e4582 elementor-widget elementor-widget-heading\" data-id=\"91e4582\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\nCas d\u2019un h\u00e9ritage :<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa95f9d elementor-widget elementor-widget-text-editor\" data-id=\"fa95f9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Si le transfert se fait <strong>par testament ou d\u00e9volution successorale<\/strong>, l\u2019exemption s\u2019applique pour les b\u00e9n\u00e9ficiaires <strong>directs<\/strong>.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bfc021 elementor-widget elementor-widget-heading\" data-id=\"7bfc021\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\nCas de don entre proches :<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e971231 elementor-widget elementor-widget-text-editor\" data-id=\"e971231\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Possibles <strong>sans taxe<\/strong>, uniquement si le lien familial est reconnu et document\u00e9 (notaire, preuve de cohabitation, etc.).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-191f352 elementor-widget elementor-widget-heading\" data-id=\"191f352\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Attention aux montages juridiques risqu\u00e9s\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04ad940 elementor-widget elementor-widget-text-editor\" data-id=\"04ad940\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Certaines personnes cherchent \u00e0 \u00e9viter la taxe par des <strong>strat\u00e9gies comme l\u2019incorporation ou le transfert \u00e0 une fiducie<\/strong>, mais ces m\u00e9thodes :<\/p><ul><li aria-level=\"1\"><strong>ne garantissent pas une exon\u00e9ration<\/strong>,<\/li><li aria-level=\"1\">peuvent \u00eatre <strong>contest\u00e9es par la municipalit\u00e9<\/strong>,<\/li><li aria-level=\"1\">peuvent <strong>entra\u00eener des p\u00e9nalit\u00e9s<\/strong> si jug\u00e9es abusives.<\/li><\/ul><p>Il est toujours recommand\u00e9 de consulter votre courtier hypoth\u00e9caire ou un sp\u00e9cialiste des questions\u00a0 fiscales avant toute d\u00e9marche de ce type.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eef9145 elementor-widget elementor-widget-heading\" data-id=\"eef9145\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quelques conseils pratiques pour r\u00e9duire ou anticiper la taxe\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8506503 elementor-widget elementor-widget-text-editor\" data-id=\"8506503\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gr\u00e2ce \u00e0 l\u2019accompagnement d\u2019un professionnel du courtage hypoth\u00e9caire, vous pouvez b\u00e9n\u00e9ficier de conseils personnalis\u00e9s :\u00a0<\/p><ul><li aria-level=\"1\">tenez compte du droit de mutation <strong>d\u00e8s la promesse d\u2019achat<\/strong>. Int\u00e9grez-le dans vos calculs de mise de fonds,<\/li><li aria-level=\"1\"><strong>comparez les taux<\/strong> selon la ville : une m\u00eame propri\u00e9t\u00e9 peut g\u00e9n\u00e9rer une taxe tr\u00e8s diff\u00e9rente \u00e0 Saint-Lambert, Longueuil ou Sherbrooke par exemple,<\/li><li aria-level=\"1\">analysez votre <strong>situation familiale<\/strong> : un transfert entre conjoints peut permettre une exon\u00e9ration si l\u2019op\u00e9ration est bien planifi\u00e9e,<\/li><li aria-level=\"1\"><strong>conservez tous les justificatifs<\/strong>, comme une preuve de cohabitation, un jugement de divorce, un testament, pour faciliter toute \u00e9ventuelle r\u00e9clamation.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afc3509 elementor-widget elementor-widget-heading\" data-id=\"afc3509\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f18381d elementor-widget elementor-widget-text-editor\" data-id=\"f18381d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En 2025, la taxe de bienvenue demeure un passage oblig\u00e9 pour la majorit\u00e9 des acheteurs, mais elle peut \u00eatre \u00e9vit\u00e9e dans certains cas ou partiellement rembours\u00e9e gr\u00e2ce \u00e0 des programmes municipaux. En vous informant \u00e0 l\u2019avance et en <a href=\"https:\/\/xperto.ca\/service-nouvel-achat\/\">consultant votre courtier hypoth\u00e9caire<\/a> avant un achat immobilier, vous pouvez <strong>mieux planifier votre achat <\/strong>et \u00e9viter les mauvaises surprises.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Lorsqu\u2019un bien immobilier change de mains au Qu\u00e9bec, le droit de mutation immobili\u00e8re \u2014 connu aussi sous le nom de taxe de bienvenue \u2014 s\u2019ajoute \u00e0 la facture. Ce co\u00fbt obligatoire peut repr\u00e9senter plusieurs milliers de dollars selon la valeur du bien et la municipalit\u00e9 concern\u00e9e. En 2025, alors que plusieurs villes ont revu leurs [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12307,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[75],"tags":[89,82,87],"class_list":["post-13995","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-bienvenue","tag-hypotheque","tag-taxe"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Quelle solution pour \u00e9viter la taxe de bienvenue ?<\/title>\n<meta name=\"description\" content=\"La taxe de bienvenue ou droit de mutation est calcul\u00e9e selon diverses tranches\u202fdans des villes comme Montr\u00e9al ou Qu\u00e9bec. 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