Save for your down payment: Set a goal for your down payment, and create a plan to reach it. If you can accumulate at least a 20% down payment, you likely won’t have to pay a premium for mortgage loan insurance. Determine how much you can afford: Use our online calculator to help you determine […]
The property which interests you seems maybe perfect at first sight, but it is important to verify in which state it is really. Now the inspector comes on stage.In Quebec, no regulations supervise this practice, what makes that whoever, from the architect by training to the “self-taught”, can act himself as inspector.Some will maybe agree […]
When the prime rate starts increasing, the payments of most variable rate mortgage loans will increase as well.Some variable rate mortgage holders will see their payments increase faster than others because some lenders transfer rate increases to their customers faster than others.Most lenders increase their customers’ rates as soon as the prime rate changes, or […]
La réponse est OUI et NON… votre situation familiale peut nécessiter un réajustement de vos versements mensuels, ne serait-ce qu’à cause de l’augmentation du coût de la vie et il peut être requis, pour vous, de baisser vos paiements hypothécaires. Votre prêteur actuel ne va pas vous offrir de diminuer vos versements. Il vous proposera […]
Here are the calculations to follow: 0,5 % for the first valuable slice not exceeding 50 000 $ 1 % for the valuable slice superior to 50 000 $, without exceeding 250 000 $ 1,5 % for the valuable slice superior to 250 000 $, without exceeding 500 000 $ 2 % for the valuable […]
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3 ans fixe
5 ans fixe
5 ans variable
7 ans fixe
As of 22/12/24
1 year fixed
3 years fixed
5 years fixed
5 years variable
7 years fixed
