Anyone looking to become a property owner should be prepared. Various taxes are to be expected following the purchase of a home. Some of these contributions, such as the welcome tax, must be paid in the months following the acquisition. Learn with your mortgage broker about the different situations in which exemptions apply. What is […]
Canada has several tools to regulate its domestic market, including national monetary policy. A key element of this policy is the policy interest rate, which the Bank of Canada uses to promote economic growth and control inflation. Understanding what this policy interest rate represents is essential. Additionally, the rate has varied significantly over the past […]
Working with Multi-prêts Hypothèques MR is like a smooth limousine ride. Trust our mortgage professionals to help you cross the road that leads to homeownership with peace of mind. Their mission is to find the best solutions to meet your needs in order to save you both time and money. And you know what’s event better? You […]
6 mistakes to avoid when renewing your mortgage A mortgage can last up to 20 years or more, but is repaid according to a renewable term that you set jointly with your lender. At the end of a mortgage term, which can range from a few months to 5 years or more, you either pay […]
Fixed rate or variable rate: the best for your mortgage You’ve finally decided to take out a mortgage to buy your property. However, you’re faced with a thorny dilemma: fixed or variable rate? In our article, we’ll explain what you need to know about each of these options. So you can decide which is best […]
Recourir aux prestations d’un courtier hypothécaire présente de nombreux avantages pour les futurs acquéreurs d’un bien immobilier. Doté d’une vaste connaissance du marché hypothécaire, votre expert est habilité à vous accompagner à chaque étape de votre projet. Plusieurs éléments d’importance sont à connaître pour choisir le meilleur courtier hypothécaire. Qu’est-ce qu’un courtier hypothécaire ? Un courtier […]
If you have a mortgage, it’s a good idea to renew it at the right time. This allows you to renegotiate the interest rate and benefit from more attractive conditions for the repayment of your loan. However, there are a few important things you should know before renewing your mortgage. Find out more about mortgage […]
When you buy a property, it may happen that your new acquisition requires renovation. However, the expenses involved in this work can have a major impact on your budget. Several solutions are available to you to finance the purchase of your property including future renovations, including the renovation mortgage loan. Find out more about this […]
Interest rates on bank loans are correlated to the policy rate. When the Bank of Canada raises its key interest rate, there can be an immediate impact on the amount of money you have to pay on variable interest rate mortgages. What to do if interest rates go up? Find out from your mortgage broker. […]
As with any bank loan application, a mortgage application may be followed by an unfavorable outcome. In this case, it is customary to speak of a mortgage refusal. In the case of a refused loan, the lender is obliged to send you a written document stating that your application has been rejected. Despite the fact […]
Banks are competing to offer a variety of bank loan packages. From cash cards to various consumer loans, bank users are spoilt for choice when it comes to accessing credit. It is relatively easy to sign up for one or more offers. However, when a person juggles with the management of his budget to repay […]
Before responding to a mortgage application, credit agencies look at several factors, including your credit rating or score. This important factor influences the lender’s decision. When your credit score is good, you are more likely to get a mortgage with a lower interest rate and attractive repayment terms. On the other hand, a worrisome credit […]
What is a fixed rate? A fixed rate is when the interest rate remains stable during your years of mortgage repayment. This type of loan usually lasts from a few months to a few decades. This is the most common type of interest rate, as it provides security for the borrower. What is a variable […]
Financial institutions consider many indicators about the borrower before granting a mortgage loan. The debt ratio is one of these elements. It is one of the most important criteria for obtaining a mortgage. Discover the debt ratio with your mortgage broker and learn how to calculate it. Definition of the debt ratio The creditworthiness of […]
Using the services of a mortgage broker has many advantages for future real estate buyers. With their vast knowledge of the mortgage market, your expert is able to accompany you at every stage of your project. There are several important elements to know in order to choose the best mortgage broker. What is a mortgage […]
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As of 05/11/24
1 year fixed
3 years fixed
5 years fixed
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7 years fixed
