What is a fixed rate? A fixed rate is when the interest rate remains stable during your years of mortgage repayment. This type of loan usually lasts from a few months to a few decades. This is the most common type of interest rate, as it provides security for the borrower. What is a variable […]
The answer is: no. However, you need to make sure that you have enough protection in case of death, serious illness or disability. There are different types of insurances that protect you against unplanned events. Depending on your situation, you may choose to buy only some of the protections that are available to you: A […]
Here is a short message to show you how I can help you and your loved ones. A few years ago, Patrick and Maria had to face a rough time following the Holidays and the expensive credit bill that came with it. They didn’t know how they would manage to pay for everything. And to […]
Here is a situation where we could help you and yours. Last year, Julie and Andrew dream’t of modernizing their kitchen and adding a solarium to the back of the house. Their mortgage didn’t come to renewal for another 18 months and the longer they waited the more the cost seem to be rising. What […]
Do you know the conditions on the penalty of a mortgage loan about fixed rate? The financial institutions do not calculate all in the same way, it is important to inquire well before signing a mortgage loan. Here’s an example: You buy a $200,000 property from a 3.19% rate and remaining term of 2 years, […]
La réponse est OUI et NON… votre situation familiale peut nécessiter un réajustement de vos versements mensuels, ne serait-ce qu’à cause de l’augmentation du coût de la vie et il peut être requis, pour vous, de baisser vos paiements hypothécaires. Votre prêteur actuel ne va pas vous offrir de diminuer vos versements. Il vous proposera […]
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1 an fixe
3 ans fixe
5 ans fixe
5 ans variable
7 ans fixe
As of 06/11/24
1 year fixed
3 years fixed
5 years fixed
5 years variable
7 years fixed
