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A few years ago, Patrick and Maria had to face a rough time following the Holidays and the expensive credit bill that came with it. They didn’t know how they would manage to pay for everything. And to top it all, their son needed a dental appliance!

When they came to see me, we took a closer look at their financial situation. With a $153,280 residual mortgage on a bungalow valued at $295,000 and $17,950 of debts at rates ranging from 18 to 24%, the couple’s situation allowed for some flexibility. Thanks to the current value of their house, we could secure them a $172,000 mortgage with a 5-year term and a fixed rate as well as a $20,000 variable rate line of credit.

Now, with the same monthly payment as before, they pay for both their debts and their house. And the couple now has access to a line of credit, which gives them room to breathe and more flexibility to face unexpected situations. They were able to make an appointment with the orthodontist right away!

If you know someone who could benefit from our services, don’t hesitate to recommend us. We will take care of them as we would our own family.

A five-star service completely free!

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