The property which interests you seems maybe perfect at first sight, but it is important to verify in which state it is really. Now the inspector comes on stage.In Quebec, no regulations supervise this practice, what makes that whoever, from the architect by training to the “self-taught”, can act himself as inspector.Some will maybe agree […]
When the prime rate starts increasing, the payments of most variable rate mortgage loans will increase as well.Some variable rate mortgage holders will see their payments increase faster than others because some lenders transfer rate increases to their customers faster than others.Most lenders increase their customers’ rates as soon as the prime rate changes, or […]
La réponse est OUI et NON… votre situation familiale peut nécessiter un réajustement de vos versements mensuels, ne serait-ce qu’à cause de l’augmentation du coût de la vie et il peut être requis, pour vous, de baisser vos paiements hypothécaires. Votre prêteur actuel ne va pas vous offrir de diminuer vos versements. Il vous proposera […]
Here are the calculations to follow: 0,5 % for the first valuable slice not exceeding 50 000 $ 1 % for the valuable slice superior to 50 000 $, without exceeding 250 000 $ 1,5 % for the valuable slice superior to 250 000 $, without exceeding 500 000 $ 2 % for the valuable […]
Your house seems too big now that the kids are gone? Therefore you want to trade it in for a condominium downtown, imagining yourself walking to the museums, the best restaurants, the nicest shops, etc.?This could be the life you always dreamed of… unless your young neighbours are the party type.You think that buying a […]
As of January 2015, life became easier for buyers who think they were victim of a latent defect. The Small Claims Court has raised its amount limit for claims, bringing it from $7,000 to $15,000. Buyers are more and more informed and transactions are more and more complex. Lawyers now advise their clients to take […]
Here’s a quick note to let you know how we can help you or anyone you feel comfortable introducing to us. Finance is in the news every day – there are entire TV channels devoted to it! But the overwhelming amount of information offered does not easily translate into knowing what moves to make with […]
Because we believe we can offer you the best solution for your situation. At Multi-prêts Hypothèques MR, we value the quality of the relationships we have built with our clients over the past twenty years. We are your mortgage advisors for life. For a complete and professional evaluation suited to your needs. Our mortgage advisors are always […]
Save for your down payment. Set a goal for your down payment, and create a plan to reach it. If you can accumulate at least a 20% down payment, you likely won’t have to pay a premium for mortgage loan insurance. Determine how much you can afford. Use our online calculator to help you determine […]
Here are the most frequent errors at the future buyers: 1. Not know how much you can allow to pay for a house before making a bid Always obtain a pre-qualification so that you will know in advance how much can allow yourselves. 2. Not realize that the bad mortgage product can cost you thousands […]
At the end of your mortgage, do not accept the proposal of your current lender, in a large majority of cases it is not the best offer. So, what to do?First, act quickly, at least four months before the due date. Generally, your lender will offer you to renew your loan 30 days before its […]
Un mot pour vous montrer comment nous pouvons vous aider, vous et les vôtres.Vous pourriez être éligible à un prêt hypothécaire, que vous ayez fait faillite, que vous ayez une faible cote de crédit ou que vous n’ayez aucun historique de crédit.Que votre ratio d’endettement soit élevé, que vous ayez fait une proposition au concordataire […]
Construction legal mortgage is a mechanism to protect, sub-contractors and all workers who participated in the construction or renovation of a house. This mechanism is very powerful since it comes before a conventional mortgage from a financial institution. In the event of default, they would have 30 days after completion of the work to record […]
In a few words, allow me to show you, and your loved ones, how I can help you. Patricia and Rene love nature; they would like to spend as much time as possible hiking, trekking, sitting on top of a mountain or by a lake or simply listen to time move on. Wishing to buy […]
Here is a short message to show you how we can help you and your loved ones. Chantal and Martin’s son needs braces on his teeth, but all their credit cards are loaded. What can they do? Here is the family’s financial situation: a $153,280 residual mortgage on a bungalow valued at $295,000 and $17,950 […]
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As of 07/11/24
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