Here’s a look at what we can do to help you and yours. Last year, Julie and Emmanuel were looking for an interesting rental property in which to invest the equity accumulated over the years in their residence. Several criteria guided them: finding, near their home, a building of solid and well-maintained construction, sufficient profitability […]
A word to show you how we can help you, you and yours. You could be eligible in a mortgage loan, event if you went bankrupt, you have a short odds of credit or that you have no credit history. That your debt ratio is raised, that you made a proposal to the certified bankrupt […]
The answer to that question is yes… and no. Your personal situation may require you to adjust your monthly payments, if only because of the ever increasing cost of life. Therefore, you may, at some point, need to lower your payments. However, your current lender will not offer you to lower your payments. Instead, your […]
Here is a short message to show you how I can help you and your loved ones. A few years ago, Patrick and Maria had to face a rough time following the Holidays and the expensive credit bill that came with it. They didn’t know how they would manage to pay for everything. And to […]
Here is a note to let you know how we can help you.Finding financing for your home is like taking a transcontinental flight. When you fasten your seat belt, you don’t know how the trip will take place and quite frankly, the pilot also do not know!You may encounter turbulence or live an uneventful flight. […]
Here is a situation where we could help you and yours. Last year, Julie and Andrew dream’t of modernizing their kitchen and adding a solarium to the back of the house. Their mortgage didn’t come to renewal for another 18 months and the longer they waited the more the cost seem to be rising. What […]
Here’s how we can help you and yours.Last year, Julie and Emmanuel, interested in investing the equity accumulated in their residence over the years, were looking for a rental property. Their criteria were: a solid and well-maintained construction close to their home, sufficient profitability to pay the building’s costs and, if possible, a slight surplus […]
Sometimes, the total of your monthly payments may become overwhelming: Are you having trouble making ends meet? Are multiple debts costing you too much every month? Are creditors charging you too much interest? If you can identify to one of these situations and you own your home, it may be a good idea for you […]
Before you start shopping around for a mortgage, you should order a copy of your credit report to make sure it does not contain any errors. A credit report is a snapshot of your financial history at a specific point in time.A potential lender will look at a copy of your report before approving you […]
Une des croyances les plus tenaces chez les acheteurs potentiels, c’est qu’ils ne pourront jamais amasser assez d’argent pour la mise de fonds et les divers coûts liés à l’achat d’une propriété.Or, sachez qu’il existe des programmes conçus spécialement pour permettre à des premiers acheteurs d’accéder à la propriété. Ils vous donneront le petit coup […]
Buy any property as an investment is definitely a myth. Not only is it wrong; it can be financially ruinous,” says Don R. Campbell, a Canadian-based real estate investor and founding partner of the Real Estate Investment Network and Cutting Edge Research.” One key determinant for any property purchase is: Is it speculation or is […]
Do you know the conditions on the penalty of a mortgage loan about fixed rate? The financial institutions do not calculate all in the same way, it is important to inquire well before signing a mortgage loan. Here’s an example: You buy a $200,000 property from a 3.19% rate and remaining term of 2 years, […]
Save for your down payment: Set a goal for your down payment, and create a plan to reach it. If you can accumulate at least a 20% down payment, you likely won’t have to pay a premium for mortgage loan insurance. Determine how much you can afford: Use our online calculator to help you determine […]
The property which interests you seems maybe perfect at first sight, but it is important to verify in which state it is really. Now the inspector comes on stage.In Quebec, no regulations supervise this practice, what makes that whoever, from the architect by training to the “self-taught”, can act himself as inspector.Some will maybe agree […]
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