Here is a real case that we would like to share with you. Virginie and Alexandre have lived in an apartment for 2 years, they want to start a family, they want to have a property with a courtyard, more space, because they feel cramped, lack of privacy so they decided to buy a beautiful property together. They obtained a mortgage loan with their bank, the date for notarization is scheduled for March 23, 2020. To celebrate the event, they invited friends to dinner. During the evening, the friends asked Virginie and Alexandre what the interest rate was, did they use their RRSP, did they opt for a variable rate or a fixed rate? After the evening, Virginie and Alexandre realized that perhaps they had not looked at all the possibilities and that they had done it quickly, the next day Virginie asked her friend the name of the Multi-Prêts mortgage broker who had analyzed all her needs to choose the mortgage product that best suited her situation, she explained during the evening that she had chosen a 2-year term instead of a 5-year term, that she had taken out a RAP loan, that her mortgage broker had made her realize several very important details to take advantage of it, because once she was the owner she would never be able to go back. Alexandre found the idea interesting and contacted us, we planned an appointment, we discussed different options and we had time since the notary was only on March 23. I met their expectations and they chose us as their mortgage broker for life! Who do you know who is in the same situation? We will be happy to advise them on choosing the best strategy.